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Accident & Mechanical Insurance Options

When you finance the purchase of a motor vehicle, it is usually a requirement of the loan contract or lease to have the vehicle comprehensively insured at all times throughout the contract term. As a result, you must organise insurance before delivery by transferring your current insurance or arranging new cover.

Comprehensive insurance gives you peace of mind that if the unfortunate should happen you will be compensated for your loss, you will generally be covered for accidents, fire and theft as well as any third party damage you may be legally liable to pay.

 

Comprehensive Car Insurance

Credit One can arrange Comprehensive Motor Vehicle Insurance with some fantastic benefits, which can include:

  • Pay-by-the-month option
  • market value cover
  • Legal liability up to $1,000,000.00
  • Vehicle change
  • Trailers
  • Emergency Costs

In addition to the above, we can also arrange insurance with a range of Optional Covers and Policy Discounts including:

  • Windscreen cover
  • Hire car after an accident
  • Variable excess options

 

Mechanical Warranties

We all know that purchasing a vehicle is an important investment, and like any other investment it should be protected. By planning now you can avoid potentially costly expenses for major repairs.

Credit One can arrange extended warranties for new and used vehicles, to provide you with peace of mind that your driving pleasure and security is maintained. Extended warranties provide protection in the event of a mechanical failure or defect and the confidence that comes from knowing you're protected long after the manufacturer's original warranty has expired.

Whether you buy a new or used vehicle, we can find the most flexible and cost-effective packages to suit your needs. Most new purchases come with a 2 or 3 year warranty. Credit One can arrange cover for your car for up to 3 more years, commencing from the moment your manufacturers warranty ceases. Perfect for those who want to keep their car long term, but without the worry of unexpected mechanical costs.

  • You can choose the vehicle you want, without concern for warranty.
  • May be financed if you take a loan or paid for in full.
  • Some of the products can be transferred if you sell your car. This is a huge feature to a prospective buyer when you’re trying to sell your car

The warranties will generally cover the costs of those repairs, parts & labour. Sure, there are limitations – you must still pay for normal wear & tear items like new tyres, light bulbs and other general maintenance when required, but the warranty should cover the bulk of those unexpected mechanical failures.

 

 


Talk to us about your insurance requirements today.

Simply phone 0800 300 500 to talk with one of our friendly specialists.