Credit One logo

Home Marine Finance Secured Boat Loans

Choose NZ's Best Rated Finance Broker

Over 120 Five Star reviews on Google

Secured Boat Loan hero banner

Secured Boat Loans

Typically, secured loans feature a lower interest rate than unsecured lending.

With a secured boat loan, the boat is used as security. An amount is lent that is either equal to, less than or greater than the value of the boat.

How does a Secured Boat Loan work?

  • Under a Boat Loan the financier advances funds to the customer to purchase a boat.
  • The customer takes ownership of the vehicle at the time of purchase, and the financier takes an interest in the boat as security for the loan.
  • Once the contract is completed, the financier lifts their interest in the boat, giving the customer clear title.

Calculators

What are my repayments?

How much can I borrow?

Calculated with the interest rate of 9.95%*

$148.41
Apply Online Now

Calculated with the interest rate of 9.95%*

$26,952.00
Apply Online Now

* The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Meet Our Partners

We are accredited with the most reputable lenders and insurers in New Zealand giving you a fair choice to compare.

Our Lenders

UDC Marac Finance Now Oxford Finance Avanti Finance Orix BNZ Get Capital Auto Finance Direct CFS Finance Broadlands Partner Finance Lease Autosure Go Cover Quest Insurance
Yellow stars from Feefo

Top notch

Very quick and hassle free process Graeham is the man to deal with very stress free.

Daniel

Feefo logo

Feefo 5 star rated company

Need a fast tailored approval?

Let us compare them for you

Our finance specialists work for you and will save you time and money by comparing 15 reputed lenders nationwide to get you best-rate finance.