5* Year Vehicle Loans

*applicable to cars, caravans, motorhomes and motorbikes only, under 10 years old and above $20,000

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Truck & Trailer Finance

Credit One specialises in arranging truck & trailer loans and leases to suit your business's needs ranging from 4WD's to prime movers & even buses

Credit One specialises in arranging truck & trailer loans and leases to suit your business's needs ranging from 4WD's to prime movers & even buses.

We treat you as a person and are focused on helping your business succeed. When you deal with us, you deal with the same dedicated finance specialist every time. We become familiar with your business and ensure we are getting you the best finance deal for your individual circumstances.

Part of our dedicated service is ensuring you can manage repayments. Many transport businesses work on seasonal income, so it is important to align your repayments with cash flow. We can arrange structured fixed repayments on terms up to 5 years. This assists with forward business planning and budgeting.

Discover why Credit One really is the quicker, smarter and friendlier way to finance by calling 0800 300 500, email us on info@creditone.co.nz or obtain an online quote.

Why choose a broker over a bank?

Working with a broker has multiple benefits. We don’t represent a single institution, we work with multiple lenders. This allows us to offer you more options and competitive rates tailored to your specific needs.

We are happy to meet with you at your own premises and take the time to understand your business and financial situation. We become a part of your business and negotiate with lenders on your behalf to secure the best deal for you.

As your broker, we make getting a loan a hassle-free process. We deal with the paperwork, so you can get back to doing the work you love.

We make it simple

  • Simple online application process
  • 60 second quotes
  • Same day approval on your application
  • Bespoke finance terms
  • Loan pre-approval so you know what you get
  • Flexible repayment options
  • 7 day a week customer service

Read more about how to finance a truck in New Zealand


  • How long can I take out a truck loan for?

    The loan duration depends on your individual needs and circumstances. We offer terms ranging from 1 year to five years.​

  • What is the interest rate on a truck loan?

    The interest rates depend on your situation. Your dedicated advisor will let you know the exact rate after accessing your application. A typical interest rate is 9.95%.

  • Is there a minimum or maximum loan amount?

    The minimal borrow amount is $10,000 and the maximal borrow amount is $250,000.

  • How many years are truck loans?

    Credit One offers loan terms of up to five years. You will have regular principal and interest repayments.

  • How do I access my funds from the truck loan?

    In most asset finance deals, the funds will go to the vendor directly and you can enjoy your new truck right away.


What are my repayments?

How much can I borrow?

Calculated with the interest rate of 10.45%*

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Calculated with the interest rate of 10.45%*

Apply Online Now

* The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Meet Our Partners

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Our Lenders

UDC Marac Finance Now Oxford Finance Avanti Finance Orix BNZ Get Capital Auto Finance Direct CFS Finance Broadlands Partner Finance Lease Autosure Go Cover Quest Insurance
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Very quick and hassle free process Graeham is the man to deal with very stress free.


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