COVID-19 current update: We are able to assist across all levels of lockdown nationwide due to the nature of our business being 100% online. Our brokers and lenders are working remotely to provide faster and smarter finance options.

7* Year Vehicle Loans

*applicable to cars, caravans and motorhomes only, under 10 years old and above $20,000

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Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

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100% online process
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Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

Boat finance banner
100% online process
Hero online process

Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

Car finance banner
100% online process
Hero online process

Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

Truck finance banner
100% online process
Hero online process

Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

Tractor finance banner
100% online process
Hero online process

Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

Equipment finance banner
100% online process
Hero online process

Choose NZ's speciality vehicle finance brokers
Choose Credit One NZ

Where we put you first and source best rate approval

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100% online process
Hero online process
100% online process
Hero online process
$
9.95%

6.95% 19.95%

$148 Apply Now

* Interest rate is indicative range only.

$
9.95%

6.95% 19.95%

$26,952 Apply Now

* Interest rate is indicative range only.

Smarter Finance

Convenience

We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.

We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstances.

Choice

We have established relationships with 15 of New Zealand's most trusted lenders, including major banks and lenders not available directly to the general public.

We have established relationships with 15 of New Zealand's most trusted lenders.

Flexibility

Our premium finance solutions incorporate low upfront establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.

Our finance solutions incorporate law upfront establishment fees, no ongoing fees, bank-beating rates.

No Waiting

Credit One offers 60 Seconds Online Finance Quotes as well as same day approvals using our simple, obligation-free Online Finance Applications.

Credit One offers 60 Seconds Online Finance Quotes and same day approvals.

Service

Our Finance Consultants are available 7 days a week for your convenience, give us a call today on 0800 300 500 or request a call back.

Our Finance Consultants are available 7 days a week for your convenience.

Confidence

We provide independent and unbaised service to get the best finance solution for you, that is why we have thousands of customers in the last eight years.

We provide inependent and unbaised service to get the best finance solution for you, that is why we have thousands of customers in the last eight years.

Here's what we can do for you.

A caravan on the road

Caravan Finance

Credit One specialises in loans New Zealand wide for all types of recreational vehicles including RV's, campervans, camper trailers and motorhomes.

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A luxury boat on the ocean

Marine Finance

Credit One has years of experience organising loans and finance for charter boats, commercial boats, yachts, jet skis & commercial fishing vessels.

Learn More

A smiling girl holding car key

Car Finance

We take the hassle out of looking for the best car loan rate. Your Credit One finance consultant will compare options for you, taking the fuss out of dealing with financiers.

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Sydney skyscrapers

Truck Finance

Looking for finance to grow your business? Credit One offers competitive finance for businesses looking to fund the purchase of all types of truck and equipment.

Learn More

Construction vehicle

Equipment Finance

Minimise capital outlay and maximise your tax benefits, all while gaining immediate use of your new asset.

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Need a fast tailored approval?

Let us compare them for you

Our finance specialists work for you and will save you time and money by comparing 15 reputed lenders nationwide to get you best-rate finance.

What our customers say about us

Golden stars from Google Reviews

Google Review

Thanks to Brad for helping us into our campervan. The whole process was stress free, quick and simple. Highly recommend!

Dave

Rated 5.0 by 140+ customers.

Golden stars from Google Reviews

Google Review

Excellent professional and friendly service, very happy to recommend this team. Master Class! None better

Ray

Rated 5.0 by 140+ customers.

Golden stars from Google Reviews

Google Review

Was very impressed with the excellent service we received from Shweta and just how easy the Credit One process was from start to finish.

Iachlan

Rated 5.0 by 140+ customers.

Credit One is rated 5.0 for customer satisfaction by 140+ reviews.

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Yellow stars from Feefo

Top notch

Very quick and hassle free process Graeham is the man to deal with very stress free

Daniel

Feefo Gold Trusted Award.

Yellow stars from Feefo

Fantastic Service

Credit one provides an exceptional service, turnaround is quick, fees and rates are good, Just a pleasure to deal with for all your financing needs. Keep up the good work!

Keri

Feefo Gold Trusted Award.

Yellow stars from Feefo

Very professional and effective

Second time i have used Credit One, both times I have found them to be quick friendly and helpful a very professional service.

Wayne

Feefo Gold Trusted Award.

Feefo 5 star rated company

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Need a fast tailored approval?

Let us compare them for you

Our finance specialists work for you and will save you time and money by comparing 15 reputed lenders nationwide to get you best-rate finance.

Our Trusted Partners

Let our expert consultants compare hundreds of products on your behalf from our exclusive panel of lenders. With access to 15 of New Zealand's most trusted and reputable lenders, we will help your business save time and money.

UDC Marac Finance Now Oxford Finance Avanti Finance Orix BNZ Get Capital Auto Finance Direct CFS Finance Broadlands Partner Finance Lease Autosure Go Cover Quest Insurance BFS Crombie Finder GoCar NZMF

About Us

We are expert finance brokers specialising in the marine, leisure, business equipment and commercial space.

Credit One are specialist finance brokers catering for a variety of industries and customer cash flow requirements, such as:

  • ✔ RV & Caravan Finance
  • ✔ Marine Finance
  • ✔ Truck/Trailer Finance
  • ✔ Plant & Machinery Finance
  • ✔ Equipment Finance
  • ✔ Car Finance
  • ✔ Working Capital
  • ✔ Business Finance NZ
  • ✔ Management Buy-Out
  • ✔ Agricultural Finance

A lot of companies like to make claims that they are "the best"​, or "number one"​. At Credit One, we don't think that we're number one - we realise that our customers are. That means with an experienced Credit One finance broker you will receive personal, one on one service - a friendly voice on the end of the phone, no contact centres, or automated messages.

We are a Feefo and Google Reviews five star rated company, do not take our word for it, click to see what our customers have to say about us.

We work with hundreds of dealer partners across NZ who deal with caravans, RV’s, motorhomes, boats, jet-ski’s, cars and commercial and business equipment. From Cape Reinga to Invercargill our dedicated team are spread out to make smarter finance accessible and easy nationwide.

We have a complete online process from application to loan being paid out, which means a simple, convenient process from the ease of your home or work.

If you would like to enquire about how Credit One can save your business time and money, or if you'd like to partner with us as a referrer or broker, call us on 0800 300 500 today.

We have some handy tools available for your convenience, you can calculate what your repayments will look like via our calculator tool, get a free quick quote in under 60 seconds or apply via our online application form in four easy steps.