3 months repayment promotion
0800 300 500
60 Seconds Online Quote

Financial Protection Insurances

Payment Protection Insurance

Life doesn't always go to plan. This loan protection insurance is designed to make life easier in times of hardship. Based on the cover you select, PPI can protect you against the risk of not being able to make loan repayments if you are unable to work due to injury, illness, or redundancy.

  • Flexible policy terms.
  • Choose the cover combination that suits you.
  • Bundle your premium into the amount you borrow.

Your tailored policy will come into effect:

  • If you can’t work due to sickness or an accident.
  • If you become involuntarily unemployed.
  • If you suffer a medical trauma.
  • In the event of your death, the life cover component of the policy will repay your outstanding loan balance.


Guaranteed Asset Protection

Guaranteed Asset Protection, also known as Loan Equity Insurance or Shortfall Insurance, protects you as a borrower by paying the shortfall amount owing to your credit provider in the event that you have a total loss due to accident, theft or damage, and the amount received from your comprehensive insurer is inadequate to settle the loan on your vehicle.

Such a shortfall exists because the outstanding principal on your loan falls relatively slower than the value of your vehicle in the initial period of the loan term. Sometimes the quantum of this shortfall can run into many thousands, especially when taking into consideration the other costs associated with a total loss, so it's important you consider this product to ensure you are adequately protected.

  • Protects your finances and credit rating in the event your vehicle is declared a total loss due to theft or accident.
  • Easily financed into most loans.
  • Purchased independently from your current comprehensive insurer.
  • Additional cash benefit to cover out-of-pocket expenses.



Talk to us about your insurance requirements today.

Simply phone 0800 300 500 to talk with one of our friendly specialists.