Equipment Finance

With bank beating rates and fast loan approvals, find out why more and more Kiwi businesses are choosing Credit One NZ.

You want to grow your business and we want to help you succeed. We are experts in seeking finance options to suit your needs and help you grow - it's what we've done for more than 10,000 customers and counting.

Credit One can assist small, medium and large businesses in navigating the finance market on their next equipment purchase. Whether you're after yellow goods, agri- machinery, plants, computers or office equipment, we can help.

With a range of lenders and finance products, we will get the best deal for your business and the type of equipment you are looking to purchase.

Bank beating interest rates.
Terms & structures to suit your business requirements.

Discover why Credit One really is the quicker, smarter and friendlier way to finance by calling 0800 300 500, email us on info@creditone.co.nz or obtain an online quote.

We make it simple:

Simple online application process
24 hour approval on your application
Financial solutions tailored to your needs
Loan pre-approval so you know what you get
Dedicated finance broker
Flexible repayment options
7 day a week service available

FAQs

What is an equipment loan?

An equipment loan is when you source the equipment and your business owns the equipment from the beginning of the loan term without tying up valuable working capital. The loan is generally secured against the equipment and your business can usually claim the interest of payments and depreciation if the equipment is used to produce income.
What type of equipment can I get a loan for?
We can help finance:
- Forklift
- Diggers
- Cranes
- Farm bikes
- Excavators
- Bulldozers
- Dump trucks
- Cranes
- IT equipment
Is there a minimum or maximum loan amount?

The minimal borrow amount is $10,000 and the maximal borrow amount is $500,000.
How long can I take out an equipment loan for?

The term of your loan depends on your individual circumstance and needs. We offer terms ranging from 1 year to five years.
What is the interest rate on equipment finance?

Your dedicated finance expert will let you know the exact rate after accessing your application. We secure competitive interest rates for our clients. A typical interest rate starts from 8.95%.
How many years are equipment loans?

Credit One offers loan terms of up to five years. You will have regular principal and interest repayments.

Calculators

What are my repayments?

How much can I borrow?

I want to borrow

Repay it over

Repayment Frequency

Weekly Monthly Yearly

Calculated with the interest rate of 6.50%*

$141.19

Apply Online Now

I want to spend

per

over

Calculated with the interest rate of 6.50%*

$28,959.84

Apply Online Now

* The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).