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Secured Car Loans

A secured car loan is the most common way to finance a vehicle, and Credit One can arrange one specifically tailored to you or your business, whether you're buying from a dealer or a private seller.


Hire Purchase or Credit Sale Agreement:

This option is commonly used when purchasing a vehicle through a Registered Motor Vehicle Trader.

  • Asset being purchased used as security.
  • GST claimed on the asset invoice.
  • Depreciation and interest on instalments may be tax deductible.*
  • Repayments can be structured to suit various circumstances, such as seasonal cashflow.
  • Terms vary from 6 to 60 months.
  • Interest rate fixed for the term of the agreement.
  • 100% funding available.

Term Loan & Security Agreement:

Structured similarly to Hire Purchase, a Term Loan & Security Agreement is used when a vehicle is being purchased privately, or when another asset is being used as security to fund the vehicle purchase.



Obtain a no obligation finance quote today.

Simply use our Loan Repayment Calculator or call us on 0800 300 500 to talk with one of our friendly specialists.