COVID-19 current update: We are able to assist across all levels of lockdown nationwide due to the nature of our business being 100% online. Our brokers and lenders are working remotely to provide faster and smarter finance options.

7* Year Vehicle Loans

*applicable to cars, caravans and motorhomes only, under 10 years old and above $20,000

Credit One logo

Home Car Finance Private Sale Car Loan

Choose NZ's Best Rated Finance Broker

Over 140 Five Star reviews on Google

Private Sale Car Loan hero banner

Private Sale Car Loans

Credit One has a dedicated team for private sales, helping you find a solution when your bank can't!

Finding a great deal on a private sale will also get you a great finance rate with Credit One!

We provide you with great rates, low fees, flexible repayment options and excellent service.

If your still looking for the "perfect car at the perfect price" talk to our partners at Autopia. With their unique AI-powered technology, Autopia compares hundreds of car dealers, classifieds and private seller listings to help you find your Autopia.

Calculators

What are my repayments?

How much can I borrow?

Calculated with the interest rate of 9.95%*

$148.41
Apply Online Now

Calculated with the interest rate of 9.95%*

$26,952.00
Apply Online Now

* The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

Meet Our Partners

We are accredited with the most reputable lenders and insurers in New Zealand giving you a fair choice to compare.

Our Lenders

UDC Marac Finance Now Oxford Finance Avanti Finance Orix BNZ Get Capital Auto Finance Direct CFS Finance Broadlands Partner Finance Lease Autosure Go Cover Quest Insurance
Yellow stars from Feefo

Top notch

Very quick and hassle free process Graeham is the man to deal with very stress free.

Daniel

Feefo logo

Feefo 5 star rated company

Need a fast tailored approval?

Let us compare them for you

Our finance specialists work for you and will save you time and money by comparing 15 reputed lenders nationwide to get you best-rate finance.