How does Credit One work?

Credit One is a finance broking firm. We impartially evaluate your situation and provide the best finance solution to match, sourced through our wide range of well-respected lenders.

It's easy. We can complete an application over the phone - just give our friendly team a call on 0800 300 500. Alternatively you can complete our Online Loan Application.

What do I need to get finance?

The requirements vary from person to person and business to business, but typically include photo identification, proof of address, and proof of income.

How long does it take?

Upon receipt of all required information we can generally obtain approval for car finance within an hour!

How do I repay the loan?

Most lenders require payments to be made by Direct Debit. In some cases we can set up an Automatic Payment arrangement instead.

I have adverse credit history, can I still get finance for a car?

Yes, we have a number of lenders willing to help.

Can you help me find a car?

Credit One has relationships with a number of reputable dealers and your finance consultant can help steer you in the right direction to find the car you're after.

Can I refinance my existing loan?

Yes - whether you're looking to reduce your payments or refinance a balloon payment, Credit One can assist.

Car Finance FAQS

Q. How does Credit One work?

Credit One is a finance broking firm. We impartially evaluate your situation and provide the best finance solution to match, sourced through our wide range of well-respected lenders.
Q. How do I apply?

It's easy. We can complete an application over the phone - just give our friendly team a call on . Alternatively you can complete our .
Q. What do I need to get finance?

The requirements vary from person to person and business to business, but typically include photo identification, proof of address, and proof of income.
Q. How long does it take?

Upon receipt of all required information we can generally obtain approval for car finance within an hour!
Q. How do I repay the loan?

Most lenders require payments to be made by Direct Debit. In some cases we can set up an Automatic Payment arrangement instead.
Q. I have adverse credit history, can I still get finance for a car?

Yes, we have a number of lenders willing to help.
Q. Can you help me find a car?

Credit One has relationships with a number of reputable dealers and your finance consultant can help steer you in the right direction to find the car you're after.
Q. Can I refinance my existing car loan?

Yes - whether you're looking to reduce your payments or refinance a balloon payment, Credit One can assist.