5* Year Vehicle Loans

*applicable to cars, caravans, motorhomes and motorbikes only, under 10 years old and above $20,000

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Home Car Finance FAQS

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Car Finance FAQS

  • Q. How does Credit One work?

    Credit One is a finance broking firm. We impartially evaluate your situation and provide the best finance solution to match, sourced through our wide range of well-respected lenders.

  • Q. How do I apply?

    It's easy. We can complete an application over the phone - just give our friendly team a call on . Alternatively you can complete our .

  • Q. What do I need to get finance?

    The requirements vary from person to person and business to business, but typically include photo identification, proof of address, and proof of income.

  • Q. How long does it take?

    Upon receipt of all required information we can generally obtain approval for car finance within an hour!

  • Q. How do I repay the loan?

    Most lenders require payments to be made by Direct Debit. In some cases we can set up an Automatic Payment arrangement instead.

  • Q. I have adverse credit history, can I still get finance for a car?

    Yes, we have a number of lenders willing to help.

  • Q. Can you help me find a car?

    Credit One has relationships with a number of reputable dealers and your finance consultant can help steer you in the right direction to find the car you're after.

  • Q. Can I refinance my existing car loan?

    Yes - whether you're looking to reduce your payments or refinance a balloon payment, Credit One can assist.

Meet Our Partners

We are accredited with the most reputable lenders and insurers in New Zealand giving you a fair choice to compare.

Our Lenders

UDC Marac Finance Now Oxford Finance Avanti Finance Orix BNZ Get Capital Auto Finance Direct CFS Finance Broadlands Partner Finance Lease Autosure Go Cover Quest Insurance
Yellow stars from Feefo

Top notch

Very quick and hassle free process Graeham is the man to deal with very stress free.


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