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Business RV & Caravan Finance

Credit One offers a range of finance solutions for when your business requires RV or caravan finance. From a single vehicle to multiple assets, ask Credit One about how we can help you save time and money.


We can source business finance for Limited Liability companies, Partnerships and Sole Traders as well as Trusts and Incorporated Societies. The right type of finance for your business and how the finance is structured depends on a number of different factors - your Credit One finance consultant will work with you and your accountant to help you make choices that free your cashflow and maximise your tax benefits. Every business is different - we help you with finance that delivers what you need, when you need it.

Business financing options include:

Hire Purchase or Credit Sale Agreement:

This option is commonly used when purchasing an RV or caravan through a Registered Motor Vehicle Trader.

  • Asset being purchased used as security.
  • GST claimed on the asset invoice.
  • Depreciation and interest on instalments may be tax deductible.
  • Repayments can be structured to suit various circumstances, such as seasonal cashflow.
  • Terms vary from 6 to 60 months.
  • Interest rate fixed for the term of the agreement.
  • 100% funding available.

Term Loan & Security Agreement:

Structured similarly to Hire Purchase, a Term Loan & Security Agreement is used when a vehicle is being purchased privately, or when another asset is being used as security to fund the vehicle purchase.

Finance Lease:

Also known as "Lease to Own", Finance Lease is a great option for businesses that require their vehicles to be upgraded regularly.

  • Asset being purchased used as security.
  • GST spread across the instalments throughout the term of the lease.
  • Terms vary  from 12 to 60 months.
  • Interest rate fixed for the term of the agreement.
  • 100% funding available.

There are three options at the end of the lease. You can either:

  • Pay the Residual Value (final instalment) and retain ownership of the RV/caravan, or
  • Sell/Trade the RV/caravan to settle the Residual Value and replace it, or
  • Refinance the Residual Value and continue the lease until it's paid in full.


Apply for your business vehicle finance online now.

Complete an Online Finance Application now, without obligation. Alternatively, phone 0800 300 500 to talk with one of our friendly specialists.