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Business RV & Caravan Finance

Credit One offers a range of finance solutions for when your business requires RV or caravan finance. From a single vehicle to multiple assets, ask Credit One about how we can help you save time and money.

We can source business finance for Limited Liability companies, Partnerships and Sole Traders as well as Trusts and Incorporated Societies. The right type of finance for your business and how the finance is structured depends on a number of different factors - your Credit One finance consultant will work with you and your accountant to help you make choices that free your cashflow and maximise your tax benefits. Every business is different - we help you with finance that delivers what you need, when you need it.

Business financing options include:

This option is commonly used when purchasing an RV or caravan through a Registered Motor Vehicle Trader.

  • Asset being purchased used as security.
  • GST claimed on the asset invoice.
  • Depreciation and interest on instalments may be tax deductible.
  • Repayments can be structured to suit various circumstances, such as seasonal cashflow.
  • Terms vary from 6 to 60 months.
  • Interest rate fixed for the term of the agreement.
  • 100% funding available.

Structured similarly to Hire Purchase, a Term Loan & Security Agreement is used when a vehicle is being purchased privately, or when another asset is being used as security to fund the vehicle purchase.

Finance Lease:

Also known as "Lease to Own", Finance Lease is a great option for businesses that require their vehicles to be upgraded regularly.

  • Asset being purchased used as security.
  • GST spread across the instalments throughout the term of the lease.
  • Terms vary from 12 to 60 months.
  • Interest rate fixed for the term of the agreement.
  • 100% funding available.

There are three options at the end of the lease. You can either:

  • Pay the Residual Value (final instalment) and retain ownership of the RV/caravan, or
  • Sell/Trade the RV/caravan to settle the Residual Value and replace it, or
  • Refinance the Residual Value and continue the lease until it's paid in full.

Calculators

What are my repayments?

How much can I borrow?

Calculated with the interest rate of 9.95%*

$148.41
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Calculated with the interest rate of 9.95%*

$26,952.00
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* The information which you calculate from this Calculator is intended for use by you as a guide only. See more in our Disclaimer.

It is not an offer and has no legal effect on any contracts entered into by you ‘ the client’. This simulation and the resulting calculations do not constitute a loan application or offer. The figures and formulae used within this calculator may change at any time without notice. Should you apply for any Credit One product, we will make our own calculations and we will not necessarily take your calculations into account. All Interest rates are displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering.Credit One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.Information provided on this calculator does not constitute an offer of finance. Any loan request is subject to assessment against normal lending criteria. Fees and charges may apply. This calculation does not take into account any fees, charges or government taxes which may apply to either the calculation of the loan amount or the monthly repayments, such as GST or Luxury Car Tax (where applicable).

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